IndusInd Bank Credit Card

IndusInd Bank offers credit cards that provide a range of benefits. You can choose from credit cards that provide travel, fuel, and dining benefits.

Top IndusInd Bank Credit Cards in India 2023

Bankzila is an official IndusInd Bank partner, so you can apply for these cards on the Bankzila website.

Features and Benefits of IndusInd Bank Credit Cards

IndusInd Bank Platinum Card

Key Highlights: For individuals seeking larger reward points, lifestyle and travel bonuses, and credit card benefits, the IndusInd Platinum Credit Card is the best option. The card offers a wide range of features and advantages to meet your needs in terms of your way of life.

Joining Fee: NIL (only when you apply through BankBazaar.com). For others it is Rs.3,000.
Renewal Fee: NIL
Features and benefits:
• You can earn reward points instantly as soon as you use your card for any transaction.
• You get access to complimentary golf lessons from qualified instructors at select golf clubs in India.
• Enjoy pre-trip assistance, exclusive booking, hotel reservation and other concierge services.
• Get insurance cover against unauthorised transactions and frauds.
• Enjoy 1% fuel surcharge waiver at all petrol pumps across the country.

Rewards redemption options: For redeeming the accumulated points, you get redemption options like stay vouchers from Oberoi Hotels & Resorts, Genesis Luxury Vouchers, cash credit, Airline Miles on partner airlines, and products from IndusMoments.
Suitable for: Individuals looking for the best of lifestyle privileges on their credit cards.

IndusInd Bank Signature Legend Credit Card

Key Highlights: Secure your credit card by opting for a contactless card equipped with the Visa payWave feature. You can tee off in style at premier golf courses across the country as well as avail a host of lifestyle and travel benefits.

Joining Fee: Rs.5,000
Renewal Fee: NIL
Features and benefits:
• 1 reward point for every Rs.100 spent during weekdays and 2 rewards points on every Rs.100 spent during weekends.
• ‘Buy one, get one free’ movie ticket offer from BookMyShow every month with IndusInd Signature Legend Credit Card.
• Various on-road services, including emergency towing, battery help, flat tire assistance, accident management, and repair services.
• Complimentary membership to Priority Pass Program that provides access to more than 600 airport lounges across the globe.
• Complimentary golf games and lessons exclusively conducted at leading golf clubs in the country.
• Exclusively offered at the top golf clubs in the nation are complimentary golf games and instruction.

Rewards redemption options: The accrued reward points can be redeemed for gift vouchers from Indus Moments, Airline Miles and cash credit.

Suitable for: Individuals who want premium lifestyle privileges on their credit card.

IndusInd Signature Visa Credit Card

Key Highlights: With the IndusInd Bank Signature Credit Card, you can enjoy a lot of privileges and earn reward points on your expenditure.
Features and benefits:
• Earn 1.5 reward points every time you spend Rs.100
• You will get a fuel surcharge waiver of 1% on when you fill petrol in any pump in India
• Get access to over 600 VIP lounges in the world

IndusInd Duo Card India's First Debit-Cum-Credit Card

Key Highlights: The brand-new IndusInd Bank Duo Card features magnetic stripes as well as two EMV Chips. Now that you have this card, you can swipe it to take advantage of its flexibility, freedom, and convenience.
Features and benefits:
• Every time you spend Rs.150, get 1 reward point
• You can get up to Rs.3,000 worth movie tickets annually

IndusInd Crest Credit Card

Key Highlights: The IndusInd Bank Crest Credit Card has been curated so that you can enjoy reward points on your domestic and international expenses.
Features and benefits:
• Get 1 reward point every time you spend Rs.100 on your domestic spends
• Earn 2.5 reward points for every international spend amounting to Rs.100

IndusInd Pioneer Heritage Credit Card

Key Highlights: This is a card that redefines privilege, luxury, conveniences, and rewards.

Features and benefits:
• Get 2.5 reward points every time you spend Rs.100 on an international transaction using this IndusInd Pioneer Heritage Credit Card
• Earn 1 reward point on every Rs.100 spent on domestic transactions
• Get access to premier gold courses all across India.

IndusInd Pioneer Legacy Credit Card

Key Highlights: The IndusInd Pioneer Legacy Credit Card enables you to earn rewards faster and you can also redeem them.

Features and benefits:
• For every Rs.100 spent during the weekends, get 2 reward points
• Make faster payments at shops through the contactless payment service

IndusInd Iconia Amex Credit Card

Key Highlights: Special perks are provided by the IndusInd Iconia Amex Credit Card in the lifestyle and rewards categories, among others.

Features and Benefits:
• Fuel surcharge waiver.
• Get 2 reward points for every Rs.100 spent on weekends.
• Complimentary access to airport lounges partnered with Amex.

IndusInd Indulge Credit Card

Key Highlights: The Indulge Credit Card comes with no predetermined spending limit and is the only credit card in India that comes with a 22-karat gold inlay.

Features and Benefits:
• For every Rs.100 spent, get 1.5 reward points.
• Make the most of your credit card with a comprehensive golf program.

IndusInd Celestia Credit Card

Key Highlights: Offering a wide range of benefits, the Celestria Credit Card comes with a comprehensive rewards program and offers exclusive access to many dining offers and travel discounts, etc.

Features and Benefits:
• For every Rs.100 spent on the card on international purchases, get 3 reward points.
• On domestic purchases, get 1 reward point on every Rs.100 spent on the card.

IndusInd Pinnacle Credit Card

Key Highlights: A rewards and lifestyle credit card, the Pinnacle Credit Card comes with various lifestyle benefits such as golf program, and accelerated reward points.

Features and Benefits:
• On every Rs.100 spent on E-commerce purchases, get 2.5 reward points.
• Get access to premium golf courses around India with a comprehensive golf program.
• 1% fuel surcharge waiver.

IndusInd Nexxt Credit Card

Key Highlights: The Nexxt Credit Card uses interactive technology that allows holders to switch payment options while making a payment.

Features and Benefits:
• Allows flexible payment options such as credit card, reward points or EMI.
• Get 1 reward point for every Rs.150 spent on the card.
• Fuel surcharge waiver of 1%.

IndusInd Platinum Select Credit Card

Key Highlights: The Platinum Select Credit Card comes with premium benefits and privileges across different categories such as travel, dining, lifestyle, etc.

Features and Benefits:
• For every Rs.150 spent, get 1 reward point.
• Enjoy comprehensive insurance benefits.

IndusInd Platinum Master Credit Card

Key Highlights: IndusInd offers the Platinum Master Credit Card that comes with lifestyle and entertainment-based benefits along with a chance to earn rewards faster.

Features and Benefits:
• Get 1.5 reward points for every Rs.150 spent.
• Avail a wide range of offers on entertainment.
• Get access to golf courses in the country.

IndusInd Payback Credit Card

Key Highlights: The Payback Credit Card offers cardholders a chance to earn rewards on their transactions and redeem it as and when they require.

Features and Benefits:
• Monthly bonus reward points.
• Fuel surcharge waiver of 1%.
• Earn a maximum of 20 reward points for every Rs.100 spent on the card.

IndusInd Iconia Visa Credit Card

Key Highlights: Get access to best-in-class privileges and benefits with the Iconia Visa Credit Card across categories such as lifestyle and reward points.

Features and Benefits:
• Earn 1 reward point for every Rs.100 spent on the card.
• Get a 1% fuel surcharge waiver.

IndusInd Intermiles Odyssey Visa Credit Card

Key Highlights: This credit card offers cardholders a complimentary membership to the InterMiles Program.

Features and Benefits:
• On every Rs.100 spent during the weekend, get 6 InterMiles.
• 2x InterMiles given on all purchases made on InterMiles.
• Welcome bonus of 15,000 InterMiles.

IndusInd Intermiles Odyssey Amex Credit Card

Key Highlights: The credit card comes with a complimentary membership to the InterMiles Program that can be redeemed to purchase flight tickets and more.

Features and Benefits:
• Earn 6 InterMiles for every Rs.100 spent during weekends.
• Welcome bonus of 15,000 InterMiles.
• Exclusive offers on dining, movies, etc.

IndusInd Platinum Aura Credit Card

Key Highlights: The Platinum Aura Credit Card by IndusInd Bank is curated to offer the best lifestyle benefits along with accelerated reward point benefits.

Features and Benefits:
• 4x accelerated reward points on selected merchant categories.
• Fuel surcharge waiver.

IndusInd Intermiles Voyage Visa Credit Card

Key Highlights: With the InterMiles Voyage Visa Credit Card, get complimentary access to the InterMiles program.

Features and Benefits:
• Avail 3 InterMiles for every Rs.100 spent.
• Get access to the best golf courses in the country with a comprehensive golf program.
• Fuel surcharge waiver.

IndusInd Iconia Credit Card

Key Highlights: The IndusInd Bank Iconia Credit Card was designed to provide the best features and advantages in a range of areas, including travel, gas, and more.

Features and Benefits:
• Get 2 reward points for every Rs.100 spent on weekends.
• Fuel surcharge waiver.
• Complimentary access to airport lounges partnered with Amex.

Eligibility to Apply for IndusInd Bank Credit Cards

The requirements for applying differ depending on the card. The bank will undoubtedly look at your credit report and revenue to expense ratio. The odds of having your application approved are better if your income and Credit score are higher.

A few of the common eligibility criteria are listed below.
• You should be an Indian resident and at least 18 years of age.
• You should have a good credit score.
• The bank will ask you to submit documents for address proof, identity proof, and income proof along with your PAN card.

Check eligibility for IndusInd Bank Credit Cards
You can check your eligibility to apply for any of the above listed IndusInd Bank credit cards on the BankBazaar website.
Just follow the steps listed below:
Step 1: Visit www.bankbazaar.com/indusind-credit-card.html
Step 2: Click the ‘Eligibility’ button placed against your desired IndusInd Bank credit card and answer the questions which you are asked.

Documents Required to Apply for an IndusInd Bank Credit Card

Although the list of documents varies from card to card, some of the common ones are listed below. (The exact set of documents required for applying for your desired credit card would be mentioned by the bank at the time applying).

• KYC-PAN, address proof and ID proof
• One photograph, salary slip/Form 16
• Add-on card application form
• Dispute form
• Auto debit mandate form
• Electronic clearing service mandate form

How Apply for an IndusInd Bank Credit Card

On Bankzila.com, you can apply for any of the IndusInd Bank credit cards that are listed above. Additionally, you can upload and submit all the necessary documents here to save your valuable time. Additionally, this would guarantee that your application is processed quickly.

To Apply for an IndusInd Bank Credit Cards, Perform the following Steps:

• Step 1: Click the ‘Check Eligibility’ button placed next to your desired card.
• Step 2: Answer the questions asked and establish your eligibility for that card.
• Step 3: As you are redirected to the IndusInd Bank credit card application page, fill in the required fields before clicking ‘Submit’.
• Step 4: Next, you will be prompted to upload the necessary documents. Do so and click ‘Submit’.
• Step 5: If you submit your application along with the documents successfully, you get an application ID number. Use the same to track the application in ‘Track Application’.

Reward Points Offered on Top IndusInd Bank Credit Cards

IndusInd Bank Credit Card Variant Regular Reward Points Accelerated/bonus reward points for every Rs.100 spent
IndusInd Bank Platinum Card 1.5 reward points for every Rs.100 spent
IndusInd Bank Legend Credit Card
  • 1 reward point on every Rs.100 spent on weekdays
  • 2 reward points on every Rs.100 spent on weekends
4,000 bonus reward points on spends of Rs.6 lakh within one year from the date of card issuance
IndusInd Bank Platinum Aura Edge Credit Card
  • 4 reward points on every Rs.100 spent in departmental stores
  • 2 reward points on every Rs.100 spent in consumer durables and electronic goods
  • 1 reward point on every Rs.100 spent on dining
  • 0.5 reward points on every Rs.100 spent on other categories
IndusInd Bank Signature Visa Credit Card 1.5 reward points every time you spend Rs.100
IndusInd Bank Duo Card India’s First Debit-Cum-Credit Card
  • 1 reward point when you spend Rs.150
IndusInd Bank Crest Credit Card
  • 1 reward point every time you spend Rs.100 on your domestic spends
  • 2.5 reward points for every international spend amounting to Rs.100
IndusInd Bank Pioneer Heritage Credit Card
  • 1 reward point every time you spend Rs.100 on your domestic spends
  • 2.5 reward points for every international spend of Rs.100
IndusInd Bank Pioneer Legacy Credit Card 1.5 Reward Points for every Rs.100 spent

FAQs on IndusInd Bank Credit Cards

1. Can a customer apply for an IndusInd credit card online?

Yes, IndusInd customers can compare and apply for any type of credit card based on his/her eligibility using the IndusInd bank web portal.

2. How can I change my address with IndusInd Bank?
Through online banking, this is simple to achieve. When attempting to alter your address using internet banking, you will be required to upload copies of your address proof. Please be aware that you can also phone IndusInd Bank’s customer service department and request an address change.

3. What modes of payments should a customer use to pay his IndusInd Bank credit card bills?
IndusInd Bank customers can easily pay their credit card bills without any charges using IndusNet – Visa Credit Card Bill Payment service. The service offers two modes of payments for a customer – via an ATM funds transfer or by using net banking.

4. For an IndusInd Bank Credit Card, what is the billing cycle?
When it comes to an IndusInd Bank Credit Card, the billing cycle will be 20 days to 40 days.

5. Can customers avail loans using their IndusInd Bank credit cards?
IndusInd Bank customers have the additional privilege of availing a pre-approved Indus Easy Loan using their credit cards, depending on their unutilized credit limit.

6.Will I be able to get an add-on card if I take an IndusInd Bank Credit Card?
Yes, you can apply for a maximum of 5 add on cards on any IndusInd Bank Classic Credit Card.

7. What does the Indus Easy EMI scheme offer to a customer?
The Indus Easy EMI facility allows a customer to convert his high value credit card purchases to easy monthly EMIs, within 45 days of the purchase.

8. Are IndusInd Bank credit card statements available online?
Comprehensive credit card statements are available for a customer on the IndusInd bank web portal. Customers can also place requests to receive regular statements from the bank using the net banking portal.

9. Can a customer apply for a credit card through the customer care of IndusInd?
Yes, a customer can contact the IndusInd Bank Credit Card Customer Care of the bank at 1860 500 5004 or +91- 22- 44066666 and speak to the customer service representative about the process of credit card application.

10. Can a customer register for IndusNet online banking services using his IndusInd Bank credit cards?
Yes, IndusInd Bank customers can register using their credit cards credentials for an IndusInd online Netbanking account, generally created with a login and a transaction password.

11. How do I check my outstanding balance on my IndusInd Bank Credit Card?
You can easily check the balance on your credit card through the bank’s internet banking portal. You can also use the IndusInd bank mobile app to check your credit card balance.

12. What are the eligibility criteria for IndusInd Bank credit card?
The eligibility criteria to apply for an IndusInd Bank credit card is:

• You should be an Indian resident and at least 18 years of age.
• The bank will ask you to submit documents for address proof, identity proof, and income proof along with your PAN card.

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